Kiwibank drops home loan rates

Its three-year rate was down to 8.99%, however it is offering 8.79% for loans up to an 80% loan to valuation ratio.

“We have been monitoring the markets very carefully and have seized an opportunity to make immediate cuts,” Kiwibank chief executive Sam Knowles says.

He says Kiwibank had been able to use strong growth in deposits to fund lending,

Kiwibank said its rates were: one year 9.29% (down 0.11%); two year 8.99% (no change); three year 8.79% (down 0.26%); four year and five year 8.99% (both down .06 per cent). The two and three year rates are only available for home owners or home purchasers with 20% or more equity in the property.

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