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Heartland Bank Investment Rates

Negotiated rates are available for amounts over $250,000. Please call Heartland Bank on 0800 85 20 20 for a quote.

Term account interest rates

Heartland Term Deposit interest rates

Term <$20,000 %p.a >$20,000 %p.a Interest frequency*
1 mth 2.15 2.25 on maturity
2 mths 2.15 2.25 on maturity
3 mths 3.00 3.10 on maturity
4-5 mths 2.65 2.75 on maturity
6 mths 3.30 3.30 3 monthly
9 mths 3.70 3.70 3 monthly
12 mths 3.40 3.40 3 monthly
15 mths 3.30 3.40 3 monthly
18 mths 3.30 3.40 3 monthly
2 years 3.30 3.40 3 monthly
3 years 3.60 3.70 3 monthly
4 years 3.65 3.75 3 monthly
5 years 3.70 3.80 3 monthly

* For terms of 12 months or longer with a minimum deposit of $50,000, interest can be direct credited to a bank account monthly.


Rates are from Here

Investments Prospectus as amended click here.
Read the Investment Statement as amended.

IRG See IRG research reports